West Coast Capital Mortgage Inc.· NMLS #2817729· DRE #01385024· Los Angeles· Lending since 2004
Pegasus Pegasus
Pegasus Direct Lending

Be the lender. Earn monthly interest, secured by real property.

Invest in California real estate-backed loans secured by a recorded deed of trust. You review each deal and choose the ones that fit you. The borrower pays origination, servicing and every cost — so the rate you see is the rate you earn.

See current opportunities How it works
$0
investor fees — the borrower pays them all
Monthly
interest paid while the loan is outstanding
1st
position deed of trust, recorded in your name
≤65%
target loan-to-value discipline on first deeds
How it works
A clear, step-by-step process. People make the decisions; our AI speeds up document review and checks. You stay in control of which loans you fund.
1
Join the investor list
Tell us your preferences and confirm you qualify. No cost, no obligation, no credit check on you.
2
Review a deal
You receive the property, the appraisal, the borrower summary, the LTV and the terms, and decide if it fits.
3
Choose how you hold title
Pick your vesting and sign the note, deed of trust and disclosures. Nothing moves until you say yes.
4
Fund into escrow
Your capital goes to a neutral, independent escrow, never to us directly.
5
The deed records
You receive the recorded deed of trust in your name, the title policy, insurance evidence and the signed note.
6
Collect monthly interest
Payments are serviced and remitted to you until the loan pays off. Then you can redeploy into the next deal.
Current opportunities
Each loan is priced individually on the borrower, the property, the position and the exit. You see the net yield you would earn. Full deal documents are shared with investors on the list.
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What secures your investment
Recorded deed of trust
You hold a direct, recorded, foreclosable claim on real property, in your own name.
Conservative loan-to-value
We lend against a disciplined share of value, so there is equity beneath your position.
Title & hazard insurance
A lender's title policy and evidence of property insurance are part of every closing.
Independent escrow & servicing
Neutral escrow handles closing; a servicer collects and remits your payments and tracks payoff.
Borrower has skin in the game
Business-purpose loans where the borrower holds real equity in the property.
You own the note — no pooling
You invest in a specific loan you chose, not a blind share of a fund.
Join the investor list
Tell us what you are looking for and we will send opportunities that match. No fee to you, ever. This is an expression of interest, not a commitment.

Request deal details

We'll send the full package for this opportunity and confirm it fits your preferences. No fee to you.