Lender Rankings

Top Mortgage Lenders Headquartered in Rhode Island (2025)

These lenders are headquartered in Rhode Island. They are ranked by their total 2025 U.S. mortgage origination volume reported under the Home Mortgage Disclosure Act (HMDA) — nationwide, not only loans made in Rhode Island. A lender’s headquarters is not necessarily where its loans are made.

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Rank in stateU.S. rankLenderHQ2025 volumeLoans
118Citizens BankProvidence, RI$21.0B68,902Badge
2210Embrace Home Loans, Inc.Middletown, RI$2.0B4,493Badge
3583Navigant Credit UnionSmithfield, RI$534M2,076Badge
4629The Washington Trust Company, of WesterlyWesterly, RI$478M1,290Badge
5701Washington Trust Mortgage Company LLCWesterly, RI$405M678Badge
6801Coastal1 Credit UnionPawtucket, RI$323M1,572Badge
7926BankNewportMiddletown, RI$254M710Badge
8951Centreville BankWest Warwick, RI$244M576Badge

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Source: Home Mortgage Disclosure Act (HMDA) 2025 public data, aggregated by Pegasus Capital Network.