奖项 · 2025
Pegasus 顶级贷款机构 2025
按 2025 发放量排名的美国最大抵押贷款机构——涵盖全美、银行和信用合作社、独立抵押贷款公司,以及各总部所在州。
方法论。 Lenders are ranked by total 2025 mortgage origination volume reported under the Home Mortgage Disclosure Act (HMDA), a public data source, aggregated by Pegasus Capital Network. Rank #1 is the largest originator nationwide. The awards reflect origination volume only. Each lender’s national tier is the smallest bucket it fits (Top 10, Top 25 or Top 100). Category ranks order banks & credit unions and independent mortgage companies by their U.S. rank. A State Leader is the highest-ranked lender headquartered in a state with at least 3 ranked headquartered lenders. 查看完整的 2025 排名 →
来源:《住房抵押贷款披露法》(HMDA)2025年公开数据,由 Pegasus Capital Network 汇总。
来源:《住房抵押贷款披露法》(HMDA)2025年公开数据,由 Pegasus Capital Network 汇总。
美国前10大抵押贷款机构 2025
美国排名第 1–10 位。
| 排名 | Lender | 总部 | 2025放款额 | 贷款笔数 |
|---|---|---|---|---|
| #1 | United Wholesale Mortgage | Pontiac, MI | $164.3B | 422,120 |
| #2 | Rocket Mortgage | Detroit, MI | $116.2B | 429,332 |
| #3 | Chase Home Lending | New York, NY | $66.3B | 94,243 |
| #4 | CrossCountry Mortgage | Cleveland, OH | $49.1B | 125,099 |
| #5 | Wells Fargo Home Mortgage | San Francisco, CA | $48.2B | 41,562 |
| #6 | Bank of America | Charlotte, NC | $37.3B | 88,530 |
| #7 | PennyMac | Westlake Village, CA | $35.4B | 100,816 |
| #8 | U.S. Bank | Minneapolis, MN | $33.0B | 74,635 |
| #9 | 利率 | Chicago, IL | $29.2B | 70,579 |
| #10 | CMG Mortgage Inc | San Ramon, CA | $27.6B | 70,353 |
美国前25大抵押贷款机构 2025
美国排名第 11–25 位(上方前 10 名与之共同构成前 25 名)。
| 排名 | Lender | 总部 | 2025放款额 | 贷款笔数 |
|---|---|---|---|---|
| #11 | Mortgage Research Center | Columbia, MO | $27.5B | 82,764 |
| #12 | Guild Mortgage | San Diego, CA | $26.9B | 86,111 |
| #13 | loanDepot | Irvine, CA | $25.7B | 91,730 |
| #14 | Fairway Independent Mortgage Corporation | Madison, WI | $24.5B | 74,450 |
| #15 | Freedom Mortgage | Boca Raton, FL | $24.1B | 69,982 |
| #16 | DHI Mortgage Company, LTD. | Austin, TX | $23.4B | 69,159 |
| #17 | Newrez | Fort Washington, PA | $22.0B | 66,567 |
| #18 | Citizens Bank | Providence, RI | $21.0B | 68,902 |
| #19 | Walker & Dunlop | Bethesda, MD | $20.0B | 767 |
| #20 | Lennar Mortgage, LLC | Miami, FL | $19.9B | 56,951 |
| #21 | Movement Mortgage | Indian Land, SC | $19.9B | 57,781 |
| #22 | PNC Bank | Pittsburgh, PA | $18.9B | 61,280 |
| #23 | Navy Federal Credit Union | Vienna, VA | $18.5B | 80,547 |
| #24 | Citibank, NA | New York, NY | $18.2B | 15,812 |
| #25 | New American Funding | Tustin, CA | $16.5B | 57,460 |
美国前100大抵押贷款机构 2025
美国排名第 26–100 位(上方前 25 名与之共同构成前 100 名)。
| 排名 | Lender | 总部 | 2025放款额 | 贷款笔数 |
|---|---|---|---|---|
| #26 | The Loan Store, Inc | Tucson, AZ | $14.3B | 40,038 |
| #27 | Truist | Charlotte, NC | $14.1B | 41,059 |
| #28 | Berkadia | Philadelphia, PA | $14.0B | 752 |
| #29 | Morgan Stanley Private Bank NA | Purchase, NY | $11.8B | 10,740 |
| #30 | Huntington National Bank | Columbus, OH | $11.6B | 51,203 |
| #31 | Union Home Mortgage Corp. | Strongsville, OH | $11.4B | 37,767 |
| #32 | Kind Lending, LLC | Irvine, CA | $11.2B | 29,401 |
| #33 | Mr. Cooper | Dallas, TX | $10.0B | 52,217 |
| #34 | Everwise Credit Union | South Bend, IN | $9.6B | 2,387 |
| #35 | Berkeley Point Capital LLC | Boston, MA | $9.6B | 317 |
| #36 | Paramount Residential Mortgage | Corona, CA | $9.2B | 23,410 |
| #37 | TD Bank | Mount Laurel, NJ | $8.9B | 23,499 |
| #38 | American Pacific Mortgage Corporation | Roseville, CA | $8.7B | 24,783 |
| #39 | CBRE Multifamily Capital, Inc. | Houston, TX | $8.4B | 261 |
| #40 | Primelending | Dallas, TX | $8.2B | 24,706 |
| #41 | Pulte Mortgage LLC | Denver, CO | $8.1B | 18,825 |
| #42 | Prosperity Home Mortgage, LLC | Chantilly, VA | $8.0B | 20,869 |
| #43 | Fifth Third Bank, National Association | Cincinnati, OH | $8.0B | 39,534 |
| #44 | Regions Bank | Birmingham, AL | $8.0B | 30,269 |
| #45 | Mutual of Omaha Mortgage | Lombard, IL | $7.8B | 24,192 |
| #46 | Kiavi | San Francisco, CA | $7.8B | 25,528 |
| #47 | JLL Real Estate Capital, LLC | St. Paul, MN | $7.5B | 178 |
| #48 | M&t Bank | Buffalo, NY | $7.4B | 23,446 |
| #49 | NFM, Inc | Linthicum, MD | $7.3B | 18,920 |
| #50 | Guaranteed Rate Affinity, LLC | Chicago, IL | $7.0B | 15,936 |
| #51 | OCMBC, Inc. | Irvine, CA | $6.8B | 16,337 |
| #52 | PGIM Real Estate Agency Financing, LLC | Dallas, TX | $6.8B | 271 |
| #53 | BMO Harris Bank NA | Chicago, IL | $6.7B | 16,529 |
| #54 | Charles Schwab Bank, SSB | Lone Tree, CO | $6.2B | 6,065 |
| #55 | NVR Mortgage Finance, Inc. | Pittsburgh, PA | $6.0B | 16,403 |
| #56 | A&d Mortgage LLC | Ft. Lauderdale, FL | $5.9B | 14,692 |
| #57 | Lower, LLC | Columbia, MD | $5.8B | 17,905 |
| #58 | Arbor Realty Trust | Uniondale, NY | $5.6B | 423 |
| #59 | State Employees' Credit Union | Raleigh, NC | $5.5B | 28,397 |
| #60 | Greystone | New York, NY | $5.5B | 294 |
| #61 | Provident Funding Associates | Santa Rosa, CA | $5.4B | 12,170 |
| #62 | PGIM Real Estate Finance, LLC | Dallas, TX | $5.4B | 93 |
| #63 | Lument Real Estate Capital | Columbus, OH | $5.3B | 402 |
| #64 | NewPoint Real Estate Capital | Plano, TX | $5.1B | 155 |
| #65 | AmWest Funding Corp | Brea, CA | $5.0B | 12,091 |
| #66 | First Ciitizens Bank and Trust | Raleigh, NC | $5.0B | 14,381 |
| #67 | Ark-La-Tex Financial Services LLC | Plano, TX | $4.9B | 15,382 |
| #68 | Ameris Bank | Atlanta, GA | $4.9B | 13,184 |
| #69 | Everett Financial, Inc. | Dallas, TX | $4.9B | 16,190 |
| #70 | American Financial Network, Inc. | Brea, CA | $4.9B | 13,125 |
| #71 | Change Lending | Anaheim, CA | $4.8B | 8,804 |
| #72 | Zillow Home Loans, LLC | Irvine, CA | $4.8B | 14,357 |
| #73 | First National Bank of Pa | Pittsburgh, PA | $4.7B | 15,800 |
| #74 | Zions Bancorporation, N.A. | Denver, CO | $4.7B | 8,981 |
| #75 | Champions Funding, LLC | Gilbert, AZ | $4.7B | 11,067 |
| #76 | UBS Bank USA | Salt Lake City, UT | $4.7B | 3,386 |
| #77 | Plaza Home Mortgage, Inc | San Diego, CA | $4.6B | 14,594 |
| #78 | Planet Home Lending | Meriden, CT | $4.6B | 14,469 |
| #79 | Lakeview Loan Servicing, LLC | Coral Gables, FL | $4.6B | 16,407 |
| #80 | Plains Commerce Bank | Hoven, SD | $4.5B | 12,504 |
| #81 | Better Mortgage | New York, NY | $4.4B | 14,567 |
| #82 | Cadence Bank | Tupelo, MS | $4.4B | 14,010 |
| #83 | M&t Realty Capital Corporation | Buffalo, NY | $4.4B | 155 |
| #84 | Vanderbilt Mortgage and Finance, Inc | Maryville, TN | $4.3B | 19,996 |
| #85 | City National Bank | Studio City, CA | $4.3B | 3,375 |
| #86 | American Neighborhood Mortgage Acceptance Company | Mt. Laurel, NJ | $4.3B | 12,172 |
| #87 | Lake Michigan Credit Union | Grand Rapids, MI | $4.2B | 14,279 |
| #88 | Taylor Morrison Home Funding, Inc. | Maitland, FL | $4.1B | 8,815 |
| #89 | Bellwether Enterprise Real Estate Capital, LLC | Cleveland, OH | $4.1B | 249 |
| #90 | USAA Federal Savings Bank | San Antonio, TX | $4.1B | 11,693 |
| #91 | Atlantic Bay Mortgage Group | Virginia Beach, VA | $4.1B | 13,073 |
| #92 | Village Capital & Investment | Henderson, NV | $4.1B | 10,858 |
| #93 | Old National Bank | Evansville, IN | $4.1B | 10,956 |
| #94 | HomeBridge Financial Services, Inc | Iselin, NJ | $4.0B | 17,312 |
| #95 | Southstate Bank, National Association | Winter Haven, FL | $3.9B | 9,967 |
| #96 | Bell Bank | Fargo, ND | $3.9B | 11,534 |
| #97 | Originpoint, LLC | Chicago, IL | $3.9B | 5,971 |
| #98 | Boeing Employees' Credit Union | Tukwila, WA | $3.9B | 14,331 |
| #99 | HSBC Bank USA, NA | Chicago, IL | $3.8B | 3,065 |
| #100 | The Northwestern Mutual Life Insurance Company | Milwaukee, WI | $3.8B | 55 |
Top 25 Banks & Credit Unions 2025
Banks and credit unions, ordered by U.S. rank.
| 排名 | U.S. rank | Lender | 总部 | 2025放款额 | 贷款笔数 |
|---|---|---|---|---|---|
| #1 | #3 | Chase Home Lending | New York, NY | $66.3B | 94,243 |
| #2 | #5 | Wells Fargo Home Mortgage | San Francisco, CA | $48.2B | 41,562 |
| #3 | #6 | Bank of America | Charlotte, NC | $37.3B | 88,530 |
| #4 | #8 | U.S. Bank | Minneapolis, MN | $33.0B | 74,635 |
| #5 | #18 | Citizens Bank | Providence, RI | $21.0B | 68,902 |
| #6 | #22 | PNC Bank | Pittsburgh, PA | $18.9B | 61,280 |
| #7 | #23 | Navy Federal Credit Union | Vienna, VA | $18.5B | 80,547 |
| #8 | #24 | Citibank, NA | New York, NY | $18.2B | 15,812 |
| #9 | #27 | Truist | Charlotte, NC | $14.1B | 41,059 |
| #10 | #29 | Morgan Stanley Private Bank NA | Purchase, NY | $11.8B | 10,740 |
| #11 | #30 | Huntington National Bank | Columbus, OH | $11.6B | 51,203 |
| #12 | #34 | Everwise Credit Union | South Bend, IN | $9.6B | 2,387 |
| #13 | #37 | TD Bank | Mount Laurel, NJ | $8.9B | 23,499 |
| #14 | #43 | Fifth Third Bank, National Association | Cincinnati, OH | $8.0B | 39,534 |
| #15 | #44 | Regions Bank | Birmingham, AL | $8.0B | 30,269 |
| #16 | #48 | M&t Bank | Buffalo, NY | $7.4B | 23,446 |
| #17 | #53 | BMO Harris Bank NA | Chicago, IL | $6.7B | 16,529 |
| #18 | #54 | Charles Schwab Bank, SSB | Lone Tree, CO | $6.2B | 6,065 |
| #19 | #59 | State Employees' Credit Union | Raleigh, NC | $5.5B | 28,397 |
| #20 | #66 | First Ciitizens Bank and Trust | Raleigh, NC | $5.0B | 14,381 |
| #21 | #68 | Ameris Bank | Atlanta, GA | $4.9B | 13,184 |
| #22 | #73 | First National Bank of Pa | Pittsburgh, PA | $4.7B | 15,800 |
| #23 | #74 | Zions Bancorporation, N.A. | Denver, CO | $4.7B | 8,981 |
| #24 | #76 | UBS Bank USA | Salt Lake City, UT | $4.7B | 3,386 |
| #25 | #80 | Plains Commerce Bank | Hoven, SD | $4.5B | 12,504 |
Top 25 Independent Mortgage Companies 2025
Independent (non-depository) mortgage companies, ordered by U.S. rank.
| 排名 | U.S. rank | Lender | 总部 | 2025放款额 | 贷款笔数 |
|---|---|---|---|---|---|
| #1 | #1 | United Wholesale Mortgage | Pontiac, MI | $164.3B | 422,120 |
| #2 | #2 | Rocket Mortgage | Detroit, MI | $116.2B | 429,332 |
| #3 | #4 | CrossCountry Mortgage | Cleveland, OH | $49.1B | 125,099 |
| #4 | #7 | PennyMac | Westlake Village, CA | $35.4B | 100,816 |
| #5 | #9 | 利率 | Chicago, IL | $29.2B | 70,579 |
| #6 | #10 | CMG Mortgage Inc | San Ramon, CA | $27.6B | 70,353 |
| #7 | #11 | Mortgage Research Center | Columbia, MO | $27.5B | 82,764 |
| #8 | #12 | Guild Mortgage | San Diego, CA | $26.9B | 86,111 |
| #9 | #13 | loanDepot | Irvine, CA | $25.7B | 91,730 |
| #10 | #14 | Fairway Independent Mortgage Corporation | Madison, WI | $24.5B | 74,450 |
| #11 | #15 | Freedom Mortgage | Boca Raton, FL | $24.1B | 69,982 |
| #12 | #16 | DHI Mortgage Company, LTD. | Austin, TX | $23.4B | 69,159 |
| #13 | #17 | Newrez | Fort Washington, PA | $22.0B | 66,567 |
| #14 | #20 | Lennar Mortgage, LLC | Miami, FL | $19.9B | 56,951 |
| #15 | #21 | Movement Mortgage | Indian Land, SC | $19.9B | 57,781 |
| #16 | #25 | New American Funding | Tustin, CA | $16.5B | 57,460 |
| #17 | #26 | The Loan Store, Inc | Tucson, AZ | $14.3B | 40,038 |
| #18 | #31 | Union Home Mortgage Corp. | Strongsville, OH | $11.4B | 37,767 |
| #19 | #32 | Kind Lending, LLC | Irvine, CA | $11.2B | 29,401 |
| #20 | #33 | Mr. Cooper | Dallas, TX | $10.0B | 52,217 |
| #21 | #35 | Berkeley Point Capital LLC | Boston, MA | $9.6B | 317 |
| #22 | #36 | Paramount Residential Mortgage | Corona, CA | $9.2B | 23,410 |
| #23 | #38 | American Pacific Mortgage Corporation | Roseville, CA | $8.7B | 24,783 |
| #24 | #39 | CBRE Multifamily Capital, Inc. | Houston, TX | $8.4B | 261 |
| #25 | #40 | Primelending | Dallas, TX | $8.2B | 24,706 |
State Leaders 2025
The highest-ranked lender headquartered in each state with at least 3 ranked headquartered lenders. Ranked by total U.S. volume, not only loans made in that state.
| State | U.S. rank | Lender | 总部 | 2025放款额 | 贷款笔数 | Ranked HQ lenders |
|---|---|---|---|---|---|---|
| 阿拉巴马州 | #44 | Regions Bank | Birmingham, AL | $8.0B | 30,269 | 7 |
| 亚利桑那州 | #26 | The Loan Store, Inc | Tucson, AZ | $14.3B | 40,038 | 19 |
| 阿肯色州 | #300 | Bank Ozk | Little Rock, AR | $1.3B | 2,626 | 8 |
| 加利福尼亚州 | #5 | Wells Fargo Home Mortgage | San Francisco, CA | $48.2B | 41,562 | 135 |
| 科罗拉多州 | #41 | Pulte Mortgage LLC | Denver, CO | $8.1B | 18,825 | 23 |
| 康涅狄格州 | #78 | Planet Home Lending | Meriden, CT | $4.6B | 14,469 | 12 |
| 特拉华州 | #275 | Keystone Funding, Inc | Dover, DE | $1.5B | 3,731 | 4 |
| 哥伦比亚特区 | #151 | Northmarq Capital Finance, L.L.C. | Washington, DC | $2.7B | 136 | 3 |
| 佛罗里达州 | #15 | Freedom Mortgage | Boca Raton, FL | $24.1B | 69,982 | 42 |
| 佐治亚州 | #68 | Ameris Bank | Atlanta, GA | $4.9B | 13,184 | 20 |
| 夏威夷州 | #322 | Bank of Hawaii | Honolulu, HI | $1.2B | 1,974 | 6 |
| 伊利诺伊州 | #9 | 利率 | Chicago, IL | $29.2B | 70,579 | 41 |
| 印第安纳州 | #34 | Everwise Credit Union | South Bend, IN | $9.6B | 2,387 | 25 |
| 爱荷华州 | #132 | Greenstate Credit Union | North Liberty, IA | $3.1B | 15,699 | 11 |
| Kansas | #264 | Leaderone Financial Corp. | Overland Park, KS | $1.6B | 5,519 | 10 |
| Kentucky | #225 | Stockton Mortgage Corporation | Frankfort, KY | $1.9B | 7,147 | 16 |
| Louisiana | #382 | GMFS, LLC | Baton Rouge, LA | $871M | 2,960 | 9 |
| Maine | #332 | Bangor Savings Bank | Bangor, ME | $1.1B | 3,701 | 4 |
| Maryland | #19 | Walker & Dunlop | Bethesda, MD | $20.0B | 767 | 20 |
| Massachusetts | #35 | Berkeley Point Capital LLC | Boston, MA | $9.6B | 317 | 31 |
| Michigan | #1 | United Wholesale Mortgage | Pontiac, MI | $164.3B | 422,120 | 38 |
| Minnesota | #8 | U.S. Bank | Minneapolis, MN | $33.0B | 74,635 | 18 |
| Mississippi | #82 | Cadence Bank | Tupelo, MS | $4.4B | 14,010 | 8 |
| Missouri | #11 | Mortgage Research Center | Columbia, MO | $27.5B | 82,764 | 24 |
| Montana | #213 | Glacier Bank | Kalispell, MT | $2.0B | 4,789 | 4 |
| Nebraska | #152 | Pentagon Federal Credit Union | Omaha, NE | $2.7B | 11,278 | 7 |
| Nevada | #92 | Village Capital & Investment | Henderson, NV | $4.1B | 10,858 | 4 |
| New Hampshire | #491 | Harborone Mortgage, LLC | Manchester, NH | $649M | 1,386 | 5 |
| New Jersey | #37 | TD Bank | Mount Laurel, NJ | $8.9B | 23,499 | 33 |
| New York | #3 | Chase Home Lending | New York, NY | $66.3B | 94,243 | 72 |
| North Carolina | #6 | Bank of America | Charlotte, NC | $37.3B | 88,530 | 22 |
| North Dakota | #96 | Bell Bank | Fargo, ND | $3.9B | 11,534 | 4 |
| Ohio | #4 | CrossCountry Mortgage | Cleveland, OH | $49.1B | 125,099 | 32 |
| Oklahoma | #120 | Arvest Bank | Tulsa, OK | $3.4B | 13,366 | 12 |
| Oregon | #238 | OnPoint Community Credit Union | Portland, OR | $1.7B | 8,178 | 9 |
| Pennsylvania | #17 | Newrez | Fort Washington, PA | $22.0B | 66,567 | 38 |
| Rhode Island | #18 | Citizens Bank | Providence, RI | $21.0B | 68,902 | 8 |
| South Carolina | #21 | Movement Mortgage | Indian Land, SC | $19.9B | 57,781 | 10 |
| South Dakota | #80 | Plains Commerce Bank | Hoven, SD | $4.5B | 12,504 | 4 |
| Tennessee | #84 | Vanderbilt Mortgage and Finance, Inc | Maryville, TN | $4.3B | 19,996 | 21 |
| Texas | #16 | DHI Mortgage Company, LTD. | Austin, TX | $23.4B | 69,159 | 78 |
| Utah | #76 | UBS Bank USA | Salt Lake City, UT | $4.7B | 3,386 | 18 |
| Virginia | #23 | Navy Federal Credit Union | Vienna, VA | $18.5B | 80,547 | 29 |
| Washington | #98 | Boeing Employees' Credit Union | Tukwila, WA | $3.9B | 14,331 | 17 |
| West Virginia | #244 | Wesbanco Bank, Inc. | Wheeling, WV | $1.7B | 6,248 | 3 |
| Wisconsin | #14 | Fairway Independent Mortgage Corporation | Madison, WI | $24.5B | 74,450 | 27 |
Top 100 U.S. Mortgage Lenders 2025 (full table) → · Rankings by headquarters state →
来源:《住房抵押贷款披露法》(HMDA)2025年公开数据,由 Pegasus Capital Network 汇总。